# AI-Powered Self-Service Banking Kiosk for Jordan | XIPHIAS

> Automate cash deposits, cheque deposits, KYC & account services with a self-service banking kiosk, engineered in India for financial institutions in Jordan.

*Source: <https://www.xiphiastec.com/jo/banking-kiosk.html>*

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# Next Gen AI Banking Kiosk For Contactless Branch Transactions

XIPHIAS Banking Kiosk helps banks and financial institutions automate cash deposits, cheque deposits, account opening and passbook printing on one secure self service terminal. Powered by biometric authentication and cloud based monitoring, it works across urban and rural branches worldwide without adding staff workload.

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20 + years

Manufacturing Expertise

ISO

9001 & 27001 Certified

24/7

Self-Service Banking

30K+

Transactions Daily

PCI DSS

Compliant

99.9%

Transaction Accuracy

SBI

HDFC

ICICI

BOB

Trusted by Financial Institutions

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THE PROBLEM

## Why Traditional Branch Banking Is Losing Customers To Digital Kiosks

Long counter queues, limited hours and manual paperwork cost banks time and money every day, while customers lose patience and switch to competitors offering faster self service.

Traditional Banking

### The Old Way

Long Counter Queues

Customers wait 30 to 60 minutes for transactions a kiosk handles in seconds.

Limited Branch Hours

No access to banking services after closing, weekends or holidays.

Manual Paperwork

Paper forms and manual entry lead to errors and compliance risk.

High Operational Cost

Large staffing and physical infrastructure inflate branch expenses.

No Real Time Visibility

No centralized data to track performance or detect fraud.

Inconsistent Service

Long waits and limited options push customers to digital banks.

Average wait time
at a bank counter

45 Minutes

AI Banking Self Service Kiosk

### The XIPHIAS Way

Instant Self Service

Transactions completed in seconds with guided digital workflows.

24/7 Branch Access

Full banking services available any time, without staff.

Error Free Transactions

Digital workflows remove paperwork and manual errors.

Lower Operational Cost

Automated kiosk banking reduces staffing and overhead.

Real Time Monitoring

Live dashboards for transactions, fraud alerts and compliance.

Personalized Experience

Multilingual, AI driven service consistent across branches.

Average transaction
time with XIPHIAS Kiosk

Seconds

QUICK ANSWER

## What Is A XIPHIAS AI Banking Kiosk?

A banking kiosk is a smart self service terminal that lets customers deposit cash, deposit cheques, open accounts and print passbooks without a teller. In simple terms, it works like a digital branch counter that runs itself, guided by secure biometric and AI powered workflows instead of manual paperwork.

6+
 Banking Workflows Automated

40+
 Financial Institutions Served

98%
 First Attempt Success Rate

- Cash & Cheque Deposit Accept cash and cheque deposits instantly with automated validation and receipt printing.

- Biometric Account Access Secure login through fingerprint or facial recognition, no cards or passwords needed.

- Guided Self Service Mode Works as a simple info screen or a full transaction kiosk, whichever the branch needs.

- Cloud Based Remote Management Monitor and update every kiosk across every branch from one central dashboard.

- Real Time Compliance Analytics Track transactions, fraud alerts and audit records with live reporting.

Cloud Managed
 PCI DSS Compliant
 CBS Integration
 Best Price
 Multilingual UI
 AI Analytics
 24/7 Operation

STEP-BY-STEP PROCESS

## How Does A Smart Banking Kiosk Work?

Verify once, and the kiosk handles the rest, from transaction to receipt, with no counter and no paperwork.

Verify Identity

→
 Select Transaction

→
 Secure Processing

→
 Instant Confirmation

01

### Verify Identity

Scan fingerprint, tap card or enter OTP to log in securely.

02

### Select Transaction

Choose deposit, withdrawal, account opening or passbook printing.

03

### Secure Processing

Kiosk validates and processes instantly through core banking integration.

04

### Instant Confirmation

Get a printed or digital receipt with SMS or email confirmation.

“

COMPLETE AI BANKING PLATFORM

## AI Powered Banking Experiences At Every Customer Touchpoint

One smart kiosk handles deposits, account services, compliance and real time analytics, bringing every branch transaction under a single connected platform.

![Xiphias Indoor Branch Banking kiosk with biometric access, designed for secure, guided banking transactions in branches and lobbies.](https://www.xiphiastec.com/assets/img/inner-page-kiosk/banking-kiosk/Xiphias-banking-kiosk.avif)
 Cash & Cheque

INDOOR BRANCH BANKING

Sleek indoor kiosk designed for bank branches and lobbies with biometric access and guided transactions.

Explore Branch Banking

![Xiphias Video Teller Banking connecting a customer with a remote teller over live video for secure banking transactions.](https://www.xiphiastec.com/assets/img/inner-page-kiosk/banking-kiosk/Xiphias-banking-kiosk-1.avif)
 Video Assisted

VIDEO TELLER BANKING

Connects customers to a remote teller over live video for account services and complex transactions.

Explore Video Teller

![Xiphias Rural Banking kiosk designed for secure, low-maintenance banking in rural branches with limited connectivity and staff.](https://www.xiphiastec.com/assets/img/inner-page-kiosk/banking-kiosk/Xiphias-banking-kiosk-2.avif)
 Cash Recycling

CASH RECYCLER

Accepts and dispenses cash in one unit, cutting reconciliation time and manual cash handling.

Explore Cash Recycler

![Xiphias Rural Banking kiosk designed for secure, low-maintenance banking in rural branches with limited connectivity and staff.](https://www.xiphiastec.com/assets/img/inner-page-kiosk/banking-kiosk/Xiphias-banking-kiosk-3.avif)
 Rural Access

RURAL BANKING

Compact, low maintenance kiosk built for rural branches with limited connectivity and staffing.

Explore Rural Banking

Explore the Full Platform

KIOSK CORE CAPABILITIES

## Banking Kiosk Core Features One Complete Digital Banking Platform

Every banking function runs on one AI powered platform built for your branch.

XIPHIAS XBK

Core Banking

Cloud CMS

Fraud Detection

KYC & Compliance

Multilingual UI

Analytics Dashboard

Remote Monitoring

High Precision Touchscreen

Vandal proof capacitive touch display, 15 to 55 inch, certified for banking environments.

Biometric Authentication Sensors

Fingerprint scanner, card plus PIN reader and face recognition camera for multi factor security.

Card Reader & UPI Module

EMV chip, NFC contactless, magnetic stripe reader and UPI QR code, all modes supported.

Passbook & Receipt Printer

High speed thermal receipt printer with optional passbook update module.

Cheque & Document Scanner

MICR cheque scanner and document scanner for KYC and transaction reference.

Industrial Steel Enclosure

1.6mm CRCA steel body with UPS backup, lockable, available in floor standing, wall mount or tabletop formats.

Download Banking Kiosk Brochure PDF · Instant download

COMPARE BEFORE YOU DECIDE

### Banking Kiosk Comparison What Others Promise vs What XIPHIAS Delivers

See exactly what separates generic kiosk promises from real, measurable branch results.

#### Before You Decide

#### Other Kiosk Brands

#### XIPHIAS Retail Kiosk

Transaction speed

Faster service, no specifics given

Under 2 minutes per transaction, proven at scale

Branch hours

Always on availability, loosely defined

True 24 hour self service, fully tested

Security claims

Secure by design, no certification shown

PCI DSS and ISO 27001 certified, verified

System integration

Compatible with most systems

Real time API integration with major CBS providers

Authentication

Standard card or PIN login

Biometric, card, and OTP multi factor options

Monitoring

Manual checks, occasional reporting

Live IoT monitoring with instant alerts

Running cost

Rises with staffing and paperwork

Fixed setup, lower long term cost

Onboarding

Digital forms, still paper backed

Fully digital KYC with biometric verification

See a Live Demo

INDUSTRIES SERVED

## Where Are Banking Kiosks Deployed?

XIPHIAS Smart banking terminal kiosks are deployed wherever customers need fast, secure self service banking access, from bank branches and malls to airports, corporate offices and rural financial inclusion points.

Bank Branches

Counter Reduction

Retail Stores

Payment Services

Shopping Malls

Self-Service Banking

Airports

Quick Transactions

Departmental Stores

Digital Banking

Transport Hubs

Commuter Banking

Corporate Offices

Employee Banking

Remote & Rural Areas

Financial Inclusion

Bus Stands

Public Banking

Educational Institutions

Student Banking

Hospitals

Patient Bill Pay

Smart City Projects

Urban Banking

Why XIPHIAS · Unique USPs · Only we can say this

## Who We Are? The Self Service Banking Technology Behind XIPHIAS

India's #1 Banking Kiosk Manufacturer

Future Proof Innovation

Proven Branch ROI

PCI DSS Certified Security

Nationwide Deployment Support

Best Value Pricing

Seamless CBS Integration

AI Powered Fraud Detection

Global Reach, Local Support

High Performance Manufacturing

Schedule a Demo
 Contact Sales

![XIPHIAS Banking Kiosk for self-service branch digitization](https://www.xiphiastec.com/assets/img/Banking-Kiosk.webp)

 Live Dashboard

PCI DSS Certified

99.8%
 Uptime SLA

20+ Yrs
 ISO 27001
 500+ Banks

Real-World Impact

### Case Studies & Results

Measurable banking transformation across bank branches, rural financial inclusion and corporate banking deployments.

70%

Faster Service

Reduced average bank counter transaction time from 45 minutes to under 60 seconds with self-service kiosks.

Bank Branch

60%

Operational Cost Savings

Automated self-service transactions reduced counter staffing and branch operational costs by 60%.

Public Sector Bank

100%

PCI DSS Compliant

Every deployment meets PCI DSS, ISO 27001, and banking regulatory compliance from day one.

Private Bank

3x

Customer Throughput

Branches served 3x more customers per day after kiosk deployment — without adding new staff.

Regional Bank

Rural+

Financial Inclusion

Multilingual kiosks deployed in underserved rural areas bridging financial inclusion for unbanked populations.

Rural Deployment

98%+

Uptime Achieved

IoT remote monitoring and predictive maintenance delivered over 98% uptime SLA across all deployed kiosks.

Multi-Branch Network

FAQ

## Common Questions

Still have questions before you switch your branch over, here are the answers banks ask us most.

Talk to Our Banking Team

 15

 Questions answered

8

 Categories Covered

100%

 Self Serve Answers

A banking kiosk is a self service device that lets customers deposit cash, deposit cheques, open accounts and complete transactions without waiting for a teller.

They cut wait time, extend service hours beyond staffed counters and let customers complete transactions at their own pace.

Yes, the kiosk supports utility bill payments, loan repayments and other routine transactions alongside standard banking services.

By automating routine transactions, it reduces counter staffing needs and lowers day to day operational overhead.

Yes, XIPHIAS offers customizable kiosks with flexible hardware, branding, and configurations, backed by expertise as an Education Kiosk Manufacturer.

All data is encrypted end to end and handled under PCI DSS and ISO 27001 compliant protocols.

Most kiosks are installed and connected to the core banking system within a few days.

Yes, it integrates through real time API connections over LAN, WAN or cloud with most CBS providers.

Any bank customer with a valid account or ID can use the kiosk for supported self service transactions.

Staff are freed from routine transactions and can focus on complex customer needs and advisory services.

Yes, customers can complete fund transfers directly through the guided self service interface.

Return depends on transaction volume and branch size, most institutions see reduced staffing and reconciliation costs within the first year.

Yes, transaction flows and screens can be tailored to match a bank's internal processes.

Biometric verification, card plus PIN and OTP based authentication are all supported.

A stable power source, network connectivity and basic space for floor standing or wall mount setup.

Still have questions? Get a Custom Solution →

Ready to Modernize Your Branch

Your Branch Deserves A Smarter Front Line

Every minute a customer waits at the counter is a minute closer to losing them, automate the routine and let your staff focus on what actually needs a human.

Book a free demo
 Get a custom quote
 Download brochure

[![Food Ordering](https://www.xiphiastec.com/assets/img/menu/XFOK.webp) Previous Kiosk Food Ordering Kiosk](https://www.xiphiastec.com/jo/food-ordering-kiosk.html)

[Next Kiosk Bill Payment Kiosk ![Bill Payment](https://www.xiphiastec.com/assets/img/menu/xiphias-bill-payment-kiosk.webp)](https://www.xiphiastec.com/jo/bill-payment-kiosk.html)

OUR RANGE OF BANKING KIOSKS

![Banking bill payment kiosk with touch screen for secure self-service transactions](https://www.xiphiastec.com/assets/img/related-products/bill-payment-kiosk.png)

![Self-service banking kiosk for account services and customer onboarding](https://www.xiphiastec.com/assets/img/related-products/banking_kiosk.png)

![Interactive digital banking kiosk for fund transfer and mini-statement](https://www.xiphiastec.com/assets/img/related-products/banking-kiosk.png)

![Smart banking kiosk with touchscreen for secure payments and branch self-service](https://www.xiphiastec.com/assets/img/related-products/banking_kiosk1.png)

Banking Kiosk
