Redefining Banking With Transaction Software

XIPHIAS Banking Transaction Kiosk Software is a self-service platform that lets bank customers deposit, withdraw, transfer funds, pay bills and print statements without a teller. It integrates with core banking and KYC systems for secure, real-time transactions and is managed from one central dashboard across any number of branches.

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UB
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DBB
Trusted by global enterprises
Accenture Accenture
Tata Tata
Coca Cola Coca Cola
AISIN AISIN
Carlsberg Group Carlsberg Group
Algihaz Holding Algihaz Holding
Grundfos Grundfos
jabil jabil
TATA Power TATA Power
NSFT NSFT
Pidilite Pidilite
TESCO TESCO
GE India GE India
Jabong Jabong
MSME MSME
Myntra Myntra
Kurlon Kurlon
Narayana Health Narayana Health
CMC Vellore CMC Vellore
JP Morgan JP Morgan
AkzoNobel AkzoNobel
Shakti Precision Shakti Precision
Pfizer India Pfizer India
Banking transaction kiosk solution for secure self-service banking.
Cuts Teller Queues
Encrypted Transactions
Fully Customizable
BRANCH QUEUE PROBLEM

Why Branch Banking Still Means Queues Without The Right System

Without the right system, everyday banking runs on teller queues and manual paperwork that slow down even simple transactions. Customers wait on a balance check or small deposit, and staff get pulled away from higher value work.

XIPHIAS banking transaction software fixes this with self service kiosks for deposits, withdrawals and bill payments, backed by encrypted, authenticated transactions. Banks get round the clock accessibility and full visibility into every transaction, across every branch.

Talk to our team and see how XIPHIAS banking transaction software fixes these gaps for your branches

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SELF SERVICE

What Xiphias Banking Transaction Software Does?

Self-service software that keeps every transaction connected to your core banking system.

AI powered banking kiosk software connects to your core banking, KYC and payment systems, managing deposits, withdrawals and transfers from one console, rolled out from a central dashboard to one branch or your entire network.

Quick Transactions
Secure and Compliant
24/7 Access
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Who Uses Banking Transaction Software?

Choose the fit for how your branch or network runs today:

Business Type Best Fit For
Branch lobbies and urban branches High footfall transactions
ATM rooms and cash points Round the clock cash access
Rural and semi-urban branches Limited staff coverage
Cooperative and regional banks Ledger-free reconciliation
Corporate service desks Bulk transaction handling
Multi-branch banking networks Centralized compliance control
SMARTER BANKING • FASTER SERVICE

From Selection to Settlement in Four Steps

Every transaction follows the same automated flow, from the moment a customer walks up to the kiosk to the moment it is recorded in the core banking system.

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STEP 1

Service Selected

The customer picks a service at the kiosk, from balance check to deposit or transfer, with no queue and no teller needed.

STEP 2

Identity Verified

Secure authentication confirms the customer instantly, so only the verified account holder can move forward.

STEP 3

Transaction Processed

The core banking system verifies and completes the request in real time, with instant confirmation on screen.

STEP 4

Receipt & Records Synced

A digital or printed receipt is issued while the ledger and account records update automatically across the bank's systems.

Key Features Of Banking Transaction Software

Everything a customer needs for everyday banking, built into one self service screen.

Account Balance Inquiry ACCOUNT BALANCE INQUIRY

Customers can check their account balance instantly, anytime they need it.

Cash Withdrawal CASH WITHDRAWAL

A quick and secure way for customers to withdraw funds from their accounts.

Cash Deposit CASH DEPOSIT

Customers can deposit cash into their accounts safely and without delay.

Fund Transfers FUND TRANSFERS

Move money between own accounts or to other bank accounts in just a few taps.

Bill Payments BILL PAYMENTS

Customers can pay utility bills, credit cards and more, all in one place.

Account Statement ACCOUNT STATEMENT

View and print account statements for any selected period, right on the spot.

Cheque Deposit CHEQUE DEPOSIT

A self service way to deposit cheques without waiting for a teller.

KYC Capabilities KYC CAPABILITIES

Smooth and secure customer onboarding with digital identity verification built in.

24/7 Accessibility 24/7 ACCESSIBILITY

Customers can bank on their own schedule, well beyond regular branch hours.

Secure Transactions SECURE TRANSACTIONS

Every transaction is protected with strong encryption and authentication protocols.

Together, these features make everyday banking faster, more accessible and less dependent on physical branch visits. Built to be reliable and easy to use, XIPHIAS Banking Automation Software helps banks deliver a smoother experience while giving customers more control over how and when they bank.

Where Banking Value Adds Up

Every capability is designed to save time, cut costs and improve the banking experience for everyone involved.

Business Benefits Business Benefits
Value for Consumers Value for Consumers
Account Services Account Services
Value Added Services Value Added Services

Why Banks Choose XIPHIAS

Our team of experienced banking software specialists understands what banks need to deliver smooth, secure self service transactions. We build customized banking transaction solutions for financial institutions across industries, backed by years of expertise in self service software design.

Built for Every Stage of Banking Self-Service

Choose the capability set that matches how your branches operate today, and scale up as your network grows.

Basic Core Transactions For a single branch getting started
  • Instant account balance inquiry
  • Secure cash withdrawal
  • Delay-free cash deposit
  • Account statement view and print
  • Multi-language customer screens
  • Printed transaction receipts
  • Basic usage reporting
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Most Popular Full Branch Automation For branches cutting teller queues
  • Everything in Core Transactions
  • Fund transfers within and across banks
  • Utility and credit card bill payments
  • Self-service cheque deposit
  • Real-time core banking sync
  • Branch-wide analytics dashboard
  • Priority onboarding support
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Premium Enterprise Banking Network For multi-branch and 24/7 lobbies
  • Everything in Full Branch Automation
  • Built-in digital KYC verification
  • 24/7 availability beyond branch hours
  • Encrypted, authenticated protocols
  • Central rollout across every branch
  • Dedicated account manager
  • Custom SLA and 24/7 priority support
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Enterprise Deployment
Cloud or on-premise. Built to scale across every branch and lobby.
Offline mode with auto-sync Core banking integration Custom SLA and support
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FAQ

Common Questions

Everything you need to know about deploying an AI powered banking transaction software at your institution.

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10
Questions answered
24/7
Self Service Availability
100%
Encrypted Transactions

A self service software solution that lets bank customers complete routine transactions like deposits, withdrawals, transfers and bill payments without needing a teller.

It connects directly with your core banking system, verifying customer details and completing each transaction securely and in real time.

Yes, it is built to connect with most core banking platforms, allowing transactions to sync instantly without disrupting existing infrastructure.

Every transaction is protected with strong encryption and authentication protocols, keeping customer data and funds fully secure.

Yes, it includes built in KYC capabilities for smooth and secure customer onboarding and identity verification.

Yes, the software is designed for round the clock access, letting customers bank whenever it suits them.

Yes, features and workflows can be tailored to match your institution's specific banking processes and branding.

Customers can check balances, withdraw and deposit cash, transfer funds, pay bills, deposit cheques and view account statements.

Yes, it is built to scale across single branches or large multi branch networks without any drop in performance.

XIPHIAS provides ongoing technical support to ensure the software runs smoothly and issues are resolved quickly.

Still have questions? Get a Custom Solution →

Ready When You Are
Ready To Rethink How Your Bank Handles Transactions?

Cut down on long teller queues and manual processes with XIPHIAS. Give your customers faster, more convenient banking and free up your staff for what matters most.

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